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Privacy Policy
Our Commitment to Privacy
This Privacy Policy was developed by CynthiaNevels.com
(“Cynthia Nevels” “we” or “our”) as an extension
of our commitment to combine quality content,
products, and services with integrity in dealing
with our users. This Privacy Policy covers all
of Cynthia Nevels’ websites (“CN Websites”), including
the one you are currently visiting (“Website”),
and any associated content including RSS feeds,
emails, newsletters, blogs, podcasts, user comments,
and social applications.
This Privacy Policy is designed to assist you
in understanding how we collect, use and safeguard
the personal information you provide to us and
to assist you in making informed decisions when
using CN Websites and our products and services.
This Privacy Policy does not apply to the practices
of third parties that we do not own or control,
or to individuals that we do not employ or manage.
Please also read our User
Agreement and Terms.
Your use of CN.
Children Under 13 Years of Age
No person under 13 should disclose any information
on CN Websites. CN Websites are not intended for
use by children, especially those under age 13.
You may learn more about protecting children’s
privacy online by visiting www.ftc.gov/kidzprivacy.
What Information Do We Collect?
When you visit CN Websites you may provide us
with two types of information: personal information
you actively choose to disclose (“Active Information”)
and usage information collected, in a way not
visible to you, on an aggregate anonymous basis
as you and others browse CN Websites (“Passive
Information”).
Active Information You Choose to Provide
We may receive and store any information you
choose to enter on CN Websites or provide to us
in any other way (such as email, regular mail,
IM, or telephone contact). CN Websites generally
collect personally identifying information with
your specific knowledge and consent. For example,
when you register for a user account, subscribe
to our publication, make a purchase, create a
user profile, enter a contest, complete a survey,
sign up for a newsletter, use our forums, leave
a comment, or register for any of our services,
you will be asked to provide information such
as your name, email address, address, or phone
number. Other optional demographic information
such as your age, gender, or educational level
may also be requested.
If you provide personally identifiable information,
it will be used to provide you with the service
you have requested. For example:
- Register for an account: We require a user
name and a working email address.
- Participate in a contest: We require your
real name, verification of information to satisfy
legal requirements and the conditions of the
contest, and information required to notify you
and ship prizes to you if you win (such information
may include name, email, telephone number, and
a shipping address).
- Participating in a survey: We may ask you
to provide relevant data regarding your preferences
and demographics information
to answer survey questions.
- Creating a user profile: You can put as much
or as little biographical
information in your profile. You can add information
such as a bio, personal preferences, contact
information, photograph, etc.
Passive Information Collected
CN Websites utilize standard technologies called
“cookies” and "log files" to collect
information about how CN Websites are used. Passive
Information gathered may include the date and
time of visits, the pages viewed, time spent at
CN Websites, the websites visited just before
and just after CN Websites, what type of web browser
(Internet Explorer, Netscape Navigator, Firefox,
etc.) you are using, and your Internet Protocol
(“IP”) address. Information is collected on an
aggregate basis without any association to your
personal information so that you remain anonymous.
If you do not wish to transmit “cookie” information
about yourself, you may turn off the cookie function
in your web browser; please consult the “Help”
section of your browser to correctly do so.
What is a Cookie?
Cookies are a feature of web browser software
that allows web servers to recognize the computer
used to access a website. They are small pieces
of data that are stored by a user’s web browser
on one website to simplify subsequent interactions
with that website by the same user or to use the
information to streamline the user’s transaction
on related web pages. This makes it easier for
a user to move from website to website and to
complete transactions over the Internet. Cookies
should make your online experience easier and
more personalized.
How Do We Use the Information Collected?
Broadly speaking, persons we employ directly,
or as contractors or agents at our direction use
Active Information for purposes of administering
our business activities, providing customer services
such as support, and making available other products
or services we think may be of interest to our
users. If you provided personally identifiable
information in order to receive a specific service
or product, it will be used to provide you with
the service or product you have requested.
We may use the Active Information or Passive
Information you provide to us to contact you about
changes to our Website, new services, forgotten
passwords, contest winnings, changes to our agreements
and policies, features or products we offer, or
other information we think you shall find valuable.
If at any time you do not wish to receive such
information, please send us an email at:
We use Passive Information to gather information
about our users and to enhance and design our
Website to make it easier, faster, and friendlier
to use. Additionally, cookies help us know information
about how many people visit our Website, when
they visit and how they use our service. We do
not connect any of this information to your personal
information or email address. However, Passive
Information may result in your viewing of particular
advertising based on your user habits for your
viewing on CN Websites.
Your Information In Relation to Others We Link
To
You may be able to access third party websites
through CN Websites. When you do so you are doing
so subject to their policies regarding privacy
and data collection and you should read those
websites’ privacy policies to make sure you agree
to them before using such websites. When you choose
to shop at such websites, you should read their
privacy policies to make sure you agree to them
before making purchases.
Sharing Information with Advertisers or Other
Third Parties
We may disclose anonymous information about
user habits, characteristics, and user patterns
based on aggregate user statistics to advertisers
or service providers.
In the course of serving advertisements on CN
Websites, our third-party advertisers may place
or identify a unique cookie on your browser, or
use web beacons to collect information. This information
may include your IP address, ISP, the browser
you used to visit CN Websites, and in some cases,
whether you have Flash installed. This is often
used for geotargeting purposes (showing Dallas
restaurant ads to someone in Dallas, for example)
or showing certain ads based on specific sites
visited (such as showing personal finance ads
to someone who frequents personal finance sites).
Sharing Information with the Government or
As
Otherwise Required by Law
We may be required by law or government agency
to disclose both Active and Passive Information
you have provided to us.
How Do We Secure Active Information and Passive
Information?
We secure your personal information submitted
by you by using reasonable efforts to prevent
unauthorized access or disclosure, or accidental
loss or destruction of Active Information and
Passive Information. Your postings on this Website
and other communications you may have with us
via email or regular mail may not be secure unless
we advise you that security measures are in place
prior to your sending information. Therefore,
if you choose to communicate with us through these
means, you are assuming the risk of doing so and
we request that you do not send or post sensitive
information through these means.
How Can You Choose Not to Receive Information
About Products or Services By Us or to Correct,
Delete or Access Your Information
If you desire not to receive information about
products or services we think may be of interest
to you or if you wish to access, delete or correct
you information, please send us an email at:
We reserve the right to revise this policy at
our discretion. Please check back on this Website
as this policy may be revised from time to time
without notice to you. If you cannot agree with
the terms and conditions of this Privacy Policy,
please do not use CN Websites.
Have more to say? Join the discussions at Financial
Bailout Guide Blog.
Copyright Questions email us at copyright@cynthianevels.com.
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